Coverages that Florida businesses must have

Coverages that Florida businesses must have
  1. Vehicle Insurance – if your company owns or operates cars or trucks, you need to have a complete commercial auto insurance policy.  If a claim occurs with one of your drivers, you want to make sure the driver and the vehicle are properly covered.
  2. Liability Coverage – General Liability coverage will protect your business from injury or damage.  You may also want to consider other coverages including D&O, E&O or professional liability.
  3. Workers Compensation – most states require workers comp insurance so it is necessary to have coverage for your business.  It will protect and cover you from costs associated to medical, disability or death benefits.
  4. Property Insurance – commercial property insurance is a must if you’re running a business in Florida.  This coverage will protect your property and equipment from losses like fire or vandalism.

So contact us today to make sure you're properly covered and get a risk evaluation of your Florida business insurance needs.